Terms & Conditions

These Terms & Conditions govern your use of the Oak Capital Inc. website (the "Site"). By accessing or using the Site, you agree to these terms. If you do not agree, please do not use the Site.

Content on the Site is for general information only. Nothing on the Site is an offer, approval, or commitment to provide funding. Funding decisions are made individually, based on each business's revenue, cash flow, and circumstances, and all terms are set out in a written agreement presented before you accept.

Merchant cash advances offered through Oak Capital are purchases of future receivables, not loans.

When you submit an application or form through the Site, you represent that the information you provide is accurate and that you are authorized to provide it on behalf of the business named. You consent to Oak Capital contacting you at the email address or phone number provided regarding your inquiry.

The Site and its content (text, graphics, logos, and design) are the property of Oak Capital Inc. or its licensors and are protected by applicable intellectual property laws. You may not reproduce or distribute Site content without prior written permission, except for personal, non-commercial use.

The Site is provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, Oak Capital Inc. disclaims liability for any damages arising from your use of, or inability to use, the Site or its content.

The Site may link to third-party websites. Oak Capital Inc. is not responsible for the content or practices of any third-party site.

We may update these Terms & Conditions from time to time. The "Last updated" date above reflects the most recent revision, and continued use of the Site after changes constitutes acceptance of the revised terms.

Questions about these terms? Reach us through the contact form on the About page.